The money account designed to connect Africa

Collect, hold, convert and pay out across African currencies and stablecoins, through one account and one API.

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mobile money

One account, every way money moves

Everything a business needs to move money across Africa.

Collect and pay out

Mobile money, bank and card, with automatic failover when a provider slows down.

Wallets and FX

A wallet for every currency. Convert at a rate you lock, with the spread shown upfront.

Stablecoin settlement

Accept USDC and USDT with a unique address for every payment, settled to local currency.

Virtual cards

Issue cards to your team, fund them from any wallet and freeze them in a tap.

Compliance and reconciliation

Every payment is checked before it moves and balanced in a double-entry ledger after.

One API

A sandbox with test rails and testnets, signed webhooks and idempotent writes.

Spend from any wallet, anywhere

Issue virtual cards to your team, fund them from cedis, naira or USDC, and set a limit on each.

Explore cards

Every payment, start to finish

See exactly where your money is.

Each payment follows the same clear path. Pick a step, or let it play.

PAY-8814checked · Risk score low · within Level 2 limits

We’re here to make African payments simple

Friendly to use, careful underneath.

Checked before it moves

Identity, sanctions and risk checks run on every payment, not after the fact.

Balanced to the cent

Every movement, fee and FX spread is a balanced double-entry record.

Rerouted if a provider stalls

Unhealthy providers are skipped automatically and retries are logged.

How we keep money safe

Corridors

Local rails where we have them. Stablecoins when speed matters.

Hover a currency to see how you can move it. New currencies and corridors are switched on as configuration, so coverage grows without you changing a line of code.

Questions

The things people ask first.

Fiat balances sit in accounts at our licensed banking partners and are recorded in a double-entry ledger. Stablecoins are held by a licensed custody partner. We never keep a balance that only exists in an app.

Your money, connected

Read the docs